What you'll actually pay out of pocket
The community work before your visit costs you nothing. On the buying side, plan to pay out of pocket for the home inspection and, once you are under contract, the appraisal your lender orders, plus an earnest money deposit that later applies toward your purchase. I do not quote figures sight unseen. A short call with a local lender I trust will tell you what you need saved for your situation, and the financing tool on my site turns a monthly payment you feel good about into a realistic North Georgia search range.

